January 27

Why is everything (stocks, ETF, crypto, asset prices) going up?

Lately, everything I look at is going up. I look at stocks of tech companies in US and they are going up. I look at various stock market exchange indexes and they are going up, both in India and in US at least. Crypto-currencies are going up for the last year or so. And not just up, some of these assets are going up in a crazy fashion, doubling 10x in a year. It was becoming hard for me to even understand what I was doing and made investing even more risky.

For a long period of time, until recently, I used to believe that net result of every transaction is 0. If you are spending money, someone is earning money. So if you make money in the stock market, someone should be losing money. That is what the conventional wisdom in my head said. Continue reading

Category: Money | LEAVE A COMMENT
September 23

Climate Change needs our attention

It’s one of those topics that has divided the world for years and probably will continue to do so for years to come. It is not easy to accept that change is here and your way of life is in danger. It is equally difficult to accept responsibility for something that you cannot see or touch or feel right in front of you. Even if you can, it is hard to correlate your acts of keep the air conditioning on to the freak hurricane that hits you.

So I can understand why people do not believe in climate change. I can also understand the situation where people believe in it but they feel they are too small and trivial to do anything about it. I think this is the real reason for a lot of climate change deniers. It is easy to deny something than accept it even though you think you can’t take action.
Continue reading

April 14

10 pounds down: My fitness journey

The story really starts about 10.5 months ago when I bought a Fitbit. I thought now that I have spent some money I would have more incentive to be fit. But my real journey started way back. Back in 2007, I was in my 2nd year of graduation. I was a thin person. People (mostly relatives) used to question me on my food habits and the quality of the mess food. But in a way I never had to bother about fitness and weight since I was thin and that was all fitness meant to me then.

It was also during my graduation that I started eating a lot, at all times and all kinds of things. I also started getting more stressed and used food as a cope-up mechanism. In no time, all that oil and butter and fat was getting on me. I still remained thin but my waist started to creep up. However I was too lazy or too weak to exercise. I used to just convince myself that I don’t need to do any of it since that’s not my strong area. I considered working on a computer to be my strength and that’s all I did. Sitting and sometimes lying on the bed for hours at a stretch meant my body got little work out.
Continue reading